Purpose and Scope of the Package
In compliance with participation banking/finance principles and fundamentals, the package aims to promote the sustainable growth of SMEs and non-SME companies, increase their competitiveness and raise their economic added value. Within this scope, it aims to provide guarantees for companies' operating expenses (production, raw materials, etc.).
| Package Terms and Conditions | |
|---|---|
| Targeted Guarantee Volume: | 2 Billion TL |
| Application Deadline: | 31.03.2025 |
| Beneficiary Type: | SME/Non-SME Companies |
| Guarantee Ratio: | SME: 80% / Non-SME 75% |
| Guarantee Cap: | SME: 8,000,000 TL / Non-SME: 15,000,000 TL |
| Financing Cap: | SME: 10,000,000 TL / Non-SME: 20,000,000 TL |
| Guarantee Cap per Beneficiary/Risk Group: | 30,000,000 TL |
| Product Maturity: | Up to 18 months, including a 3-month grace period |
| Financing Type: | Operating Expenses Financing |
| Application Fee (KFK): | Financing amount: |
| Guarantee Commission (KFK): | 1.5% |
| Indemnification Cap | 5% |
| Portfolio Default Coverage Ratio: |