Prof. Dr. Murat Balcı
Chairman of the Board of Directors

Balcı graduated from Marmara University Faculty of Law in 2002, received his master's degree in Public Law from Marmara University Institute of Social Sciences in 2004, and his doctorate from the same institute in 2009. Between 2009 and 2013, he served as a faculty member at Doğuş University Faculty of Law. In 2014, he was awarded the title of "Associate Professor" by the Interuniversity Board. Since 2014, he has been a faculty member at Fatih Sultan Mehmet Vakıf University Faculty of Law.

He is also a graduate of the Department of Business Administration at İstanbul Ticaret University Faculty of Business, and in 2021 he received his master's degree from the International Banking and Finance Master's Programme at İstanbul Ticaret University, completing his thesis entitled "Istanbul Finance Centre in Comparison with the London and Frankfurt Financial Centres".

Balcı, whose works in the field of Banking Law include "Banking Law and Related Legislation with Justifications and Case Law", "Commentary on the Capital Markets Law", "Basic Concepts and Institutions in Banking" and "Auditing in Banks", was awarded the title of Professor in 2019. Balcı, who has also been a Member of the Board of Directors of Türkiye Emlak Katılım Bankası since 3 September 2018, has served as Chairman of the Board of Directors of Katılım Finans Kefalet A.Ş. since March 2023.

Hüseyin Tunç
Vice Chairman of the Board of Directors

He graduated from the Department of Public Administration at Istanbul University Faculty of Political Sciences in 1989. Tunç began his banking career in 1989 as an Assistant Inspector at Töbank T.A.Ş. and worked at Türkiye Halk Bankası A.Ş. between 1992 and 1995. Between 1995 and 2016, he served as Inspector, Branch Manager and Department Manager at Albaraka Türk Katılım Bankası A.Ş.

Between January and April 2017, he served as CFO at Aynes Gıda A.Ş., which was under the management of the SDIF (TMSF). Tunç joined Vakıf Katılım Bankası A.Ş. in April 2017 and served as Commercial and Corporate Credit Allocation Manager until December 2020.

Tunç, who is currently Deputy General Manager responsible for Marketing at Vakıf Katılım Bankası A.Ş., has served as Vice Chairman of the Board of Directors of Katılım Finans Kefalet A.Ş. since March 2023.

Mücahit Duman
Member of the Board of Directors

A graduate of the Department of Industrial Engineering at Middle East Technical University, Duman began his career at the Turkish Patent Institute. After working as a Finance and Tender Specialist at the Central Finance and Contracts Unit, he joined the Undersecretariat of Treasury in 2008. Following his roles as Assistant Treasury Expert and Treasury Expert, he worked temporarily as a Commission Expert at the Information Technology and Internet Research Commission established within the Grand National Assembly of Türkiye. Between 2013 and 2016, he served as Deputy Head responsible for Information Management and e-Transformation, and for Internal Control and Risk Management, at the Strategy Development Department of the Undersecretariat of Treasury.

He served as Head of the Department of Financial Sector Policies and Coordination at the Directorate General of Financial Sector Relations and Foreign Exchange. He currently continues to serve as Deputy Director General at the Directorate General of Financial Markets and Foreign Exchange of the Ministry of Treasury and Finance. Duman, who is fluent in English, has served as a Member of the Board of Directors of Katılım Finans Kefalet A.Ş. since June 2024.

Ömer Karakuş
Board Member and General Manager

Karakuş graduated from the Department of Mechanical Engineering at Yıldız Technical University in 1988 and completed the "Contemporary Business Management" programme at Marmara University in 1989.

Karakuş began his banking career at Kuveyt Türk Katılım Bankası in January 1990 and took part in numerous projects and infrastructure initiatives under the titles of Financial Analysis and Intelligence Manager, Corporate Marketing Group Manager and SME Loans Group Manager. After a 33-year career journey in various departments and positions under the same roof, he was appointed General Manager of Katılım Finans Kefalet A.Ş. on 29 March 2023.

Mehmet Bora Engür
Member of the Board of Directors

A graduate of the Department of Public Administration at Gazi University, Engür began his public service career in 2011 as an Assistant Revenue Specialist at the Revenue Administration of the Ministry of Treasury and Finance. Having passed the qualification exam in 2014, he was appointed Revenue Specialist. After successfully completing the Public Internal Auditor Candidate exam held in 2020 and the training process conducted in 2021, he was appointed Internal Auditor at the Ministry of Treasury and Finance in 2023. He has also held positions in various units of the Ministry.

He completed the Master's Programme in Financial Law at Istanbul University and is continuing his studies at the thesis stage of the PhD Programme in Public Finance at the same university.

He holds a Public Internal Auditor Certificate and an ISO 27001 Information Security Lead Auditor Certificate.

Engür has served as a Member of the Board of Directors of Katılım Finans Kefalet A.Ş. since March 2023.

Ertuğrul İspaha
Member of the Board of Directors

İspaha graduated from the Department of Labour Economics and Industrial Relations at Ankara University Faculty of Political Sciences in 1991 and began his banking career as an Inspector at Egebank A.Ş. in 1995. Between 2001 and 2006, he served as Adana and Bursa Branch Manager at Family Finans Kurumu A.Ş.

İspaha joined Ziraat Bankası A.Ş. in 2006 as İzmir Corporate Branch Manager and subsequently served as Head of İzmir 1st Region, Deputy General Manager for Financial Analysis-Intelligence, Credit Monitoring and Follow-up, and as Gaziantep, Adana 2, Adana 1 and Adana Regional Manager. İspaha, who currently serves as Deputy General Manager responsible for Corporate Banking at Ziraat Katılım Bankası A.Ş., has served as a Member of the Board of Directors of Katılım Finans Kefalet A.Ş. since March 2023.

Emre Ertürk
Member of the Board of Directors

A graduate of the Department of Civil Engineering at Istanbul Technical University, Ertürk received a Master's degree in Business Administration from Istanbul University and a Master's degree in Management Information Systems from Boğaziçi University.

Ertürk began his banking career at Dışbank in 1999 and served there as Inspector and then Board of Inspectors Unit Manager until 2005. He served as Deputy Head of the Board of Inspectors at Fortis Bank between 2005 and 2011 and at TEB between 2011 and 2012. He joined Türkiye Finans Katılım Bankası A.Ş. in 2012, where he served as Head of the Board of Inspectors from that year onwards; Emre
Ertürk was appointed Deputy General Manager of the Credits Group on 7 December 2020. Ertürk has served as a Member of the Board of Directors of Katılım Finans Kefalet A.Ş. since March 2023.

Şenol Altundaş
Member of the Board of Directors

After graduating from the Department of International Relations (English) at Marmara University in 1996, Altundaş began working at Pamukbank and continued his career at Akbank in 2003. Between 2005 and 2015, he served as Branch Manager. After successfully serving as General Manager of Ak Finansal Kiralama A.Ş. between 2015 and 2019, he served as Maslak and Head Office Branch Manager, respectively, at Türkiye Emlak Katılım Bankası. Altundaş holds an MBA (English) from Sabancı University and is fluent in English. Altundaş, who currently serves as Deputy General Manager responsible for Sales and Marketing at Türkiye Emlak Katılım Bankası, has served as a Member of the Board of Directors of Katılım Finans Kefalet A.Ş. since December 2023.

 

Abdurrahman Delipoyraz
Member of the Board of Directors

A graduate of the Department of Industrial Engineering at Istanbul Technical University, Delipoyraz began his career at Kuveyt Türk Katılım Bankası A.Ş. in the Projects and Investments Department. Having worked in the Bank's Corporate and Commercial Banking Sales Department and Financial Analysis and Intelligence Department until 2000, Delipoyraz served as Branch Manager at the Beşyüzevler and Bakırköy branches between 2000 and 2004. Appointed Regional Manager in December 2004, he served at the Istanbul Europe-1 and Istanbul Anatolia Regional Directorates.

Delipoyraz, who has continued in his role as Deputy General Manager responsible for SME Banking since January 2015, has served as a Member of the Board of Directors of Katılım Finans Kefalet A.Ş. since March 2023.

 

Serhan Akyıldız
Member of the Board of Directors

Akyıldız completed his undergraduate studies at the Department of Business Administration (English) at Istanbul University in 1998 and began working as a Specialist at the Albaraka Türk Head Office Branch in 2002. He served as Assistant Manager at the Osmanbey Branch between 2008 and 2011, and as Manager at the Osmanbey, Topkapı and Head Office branches, respectively, from 2011 to 2022. Having served as Corporate Sales Manager between 2020 and 2022, Akyıldız has continued in his role as Deputy General Manager responsible for Corporate Banking at Albaraka Türk Katılım Bankası A.Ş. since December 2022. Akyıldız has served as a Member of the Board of Directors of Katılım Finans Kefalet A.Ş. since March 2023.